Herb Denenberg, former Insurance Commissioner for the state of Pennsylvania, is one of the country’s leading consumer advocates as he bravely speaks out and candidly tells America the way it really is behind the strictly enforced closely guarded rule of absolute silence and operating secrecy of the insurance industry.   (Of FBIC Note: Without putting Herb on the line anymore than he does through his openly frank and honest outspoken articles, we don’t think we over-speak our bounds when we say it is apparent that he confirms and exposes in specific areas and some cases more than FBIC but in general much, most or all of what FBIC’s extensive consumer evidence clearly confirms and exposes … that is bad faith insurers mass denials of legitimate claims along with its widespread use of bad faith insurance practices, deceptions and fraudulent schemes to defraud the Public, their general above the law attitude, misuse and abuse of the court system and total disregard for ethics and lack of concern for the policyholder claimant.  Bad faith insurers commonly use fraudulent bad faith practices to inflict the necessary degree of ruthless mistreatment and punishment against legitimate policyholder claimants their victims, in what appears to be standard operating procedure in their repeated attempts to intimidate and make claimants go away without any benefit of coverage and/or any semblance if left indicative of the basic essentials of life i.e. food, shelter, etc. … all to the egregious financial benefit of the company not having to pay a claim and recognition of the employee’s own personal company performance and ultimate personal self-enrichment.) Herb further confirms some of the suspected closely guarded secrets and as to how the insurance industry really operates behind its securely locked and tightly closed doors.  Take advantage of his expert advice on the many beneficial aspects and benefits that many of the different lines of (good faith) insurances have to offer as well as those to avoid that make no sense having little or no benefit.  Herb Denenberg’s qualifications and credentials are most impressive. To view Herb Denenberg’s Bio, click here. His following articles are in chronological order and are available for viewing by clicking on the desired article title of interest.

• 1998-11-23  “Insurance Regulation – Of, By And For The Insurance Industry”
• 1998-12-01  “How To Save Money On Life Insurance By Buying Term Insurance – Part 1”
• 1998-12-01  “How To Save Money On Life Insurance By Buying Term Insurance – Part 2”
• 1999-02-08  “The Most Common Insurance Mistakes – Part 1”
• 1999-02-08  “The Most Common Insurance Mistakes – Part 2”
• 1999-02-08  “The Most Common Insurance Mistakes – Part 3”
• 1999-02-11  “On Life Insurance – Part 1”
• 1999-02-11  “On Life Insurance – Part 2”
• 1999-09-20  “Secret Rip-Off How Policyholders Get Cheated”
• 1999-09-20  “The Commissioner And The Legislature – Adjuncts Of The Insurance Industry”
• 1999-11-13  “Taking Protection, Security And Peace Of Mind Right Out Of The Policy-Improper Claim Denials”
• 1999-12-13  “Deceptive Life Insurance Sales Practices Continue Unabated Despite Phony Reforms”
• 2000-03-07  “The Myth And Reality Of Insurance & Consumer Protection”
• 2000-07-17  “Why The Public Overpays For Insurance”
• 2000-08-21  “How To Buy Yourself Immunity From Lawsuits”
• 2001-02-26  “Why You Pay Too Much For Insurance, Get Wrong Coverage And Often Can’t Collect On Claims”
• 2001-07-02  “HMOs & Lawsuits”
• 2001-09-03  “There Are Two Kinds Of Insurance Frauds”
• 2001-12-17  “Claims Heart And Soul Of Insurance Transaction, But Insurance Industry Misses The Point”
• 2002-08-18  “Making Sure Your Insurance Company Will Be Around To Make A Claim”
• 2002-09-02  “Mistakes In Buying Homeowner-Renter Insurance”
• 2002-09-16  “The Right Auto Insurance”
• 2002-10-07  “Medical Malpractice Crisis”
• 2002-11-18  “How & Why To Avoid Insurance Losses And Claims”
• 2002-12-09  “Lets Put An End To Insurance Companies Regulating Insurance Commissioners”
• 2003-01-08  “Insurance In The 21st Century”
• 2003-01-16  “Insurance Company Mass Denial Of Claims Is Eroding Public Confidence”
• 2003-02-25  “One Cure For Medical Malpractice Crisis And Other Insurance Crises”
• 2003-04-28  “How To Cut Auto Premiums By 50 Percent-Lower Other Premiums”
• 2003-07-01  “Insurance Companies Just Don’t Want To Pay Claims”